Mortgage Loan Advisory Services

We Help People In Solving Issues

The price of properties is rising year over year, did you miss the price before?
Don’t worry about your affordability, we are here to provide you with professional mortgage loan advice!

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Loan
Eligibility

To determine your loan eligibility in applying a mortgage loan from the bank, our financial advisor provides you a clear understanding of your financial standing by checking below steps:

a) Profile Screening

b) Calculation Of DSR

c) Checking On CTOS

d) Documentation Reviewing

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Refinance /
Cash Out

Refinancing, for purposes such as education, renovation, business, own use or obtaining a better interest rate, involves replacing an existing loan with a new one, typically offering more favorable terms or lower interest rates, to reduce financial costs or improve financial flexibility.

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Incomplete
Documentation

We understand that the mortgage application process can be challenging, especially when dealing with incomplete documentation. Don’t worry; we’re here to guide you through every step of your journey towards homeownership.

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Staging Of
Documentation

We offer a concise overview of your financial situation, summarize your financial plan, execute it efficiently, establish a clear timeline for the entire loan application process, and ensure the success of your loan application.

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Debt
Consolidation

Debt consolidation is the process of combining multiple debts such as credit card balances or other loans into a single, usually larger loan with a lower interest rate, simplifying payments and making it easier to manage and pay off the debt.

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Investment
Property

Our roles include assessing the investor’s financial situation, recommending suitable loan products, researching mortgage markets, helping with pre-approval, customizing mortgage solutions, comparing loan offers, assisting with documentation, negotiating with lenders, acting as liaisons between parties, providing ongoing support, and ensuring compliance with financial regulations. Our Mortgage advisors play a critical role in guiding investors through the complex process of securing loans for their investment properties, ensuring they make informed decisions and select the best possible financing options.

J.E.S Advisory

51-8-D1 Menara BHL, 
Jalan Sultan Ahmad Shah,
10450 George Town,
Pulau Pinang.

Get In Touch

Office Hotline

+604 285 3230

 

WhatsApp / Call

+6017 971 8188

 

General Inquiries

customerservice@jes-advisory.com.my

© 2024 JES ADVISORY, ALL RIGHTS RESERVED