Personal Loan Advisory Services

We Help People In Solving Issues

Do you ever feel pressure on your daily expenses and serving high installment on your commitment?
Even your kid’s school fee became a problem also? Bank rejected your loan? Let us help you out, giving you a loan with the lowest interest rate in town, solving your financial problem here!



To determine your loan eligibility in applying a personal loan from the bank, our financial advisor provides you a clear understanding of your financial standing by checking below steps:

a) Profile Screening

b) Calculation Of DSR

c) Checking On CTOS

d) Documentation Reviewing


Loan For Personal / Business Use

A personal loan can serve a dual purpose by benefiting both personal and business needs. For personal use, personal loans offer flexibility and quick access to funds for expenses like medical bills, debt consolidation, or home improvements. They typically come with fixed interest rates, simplifying budgeting. For business purposes, personal loans are particularly useful for small business owners or startups, as they require no business history and may be easier to secure. These funds can be used for various business needs, including equipment purchase or operational expenses. While personal loans offer advantages in terms of ease application and flexibility, it’s essential to recognize the personal liability involved and be transparent with the lender about the loan’s intended use.



We understand that the personal loan application process can be challenging, especially when dealing with incomplete documentation. Don’t worry; we’re here to guide you through every step of your journey.


Staging Of

We offer a concise overview of your financial situation, summarize your financial plan, execute it efficiently, establish a clear timeline for the entire loan application process, and ensure the success of your loan application.



A new personal loan to pay off multiple existing debts, such as credit card balances, or other high-interest loans. By consolidating these debts into a single personal loan, you could lower your overall interest rate with a fixed repayment term which make you easier to manage your finances.

J.E.S Advisory

51-8-D1 Menara BHL, 
Jalan Sultan Ahmad Shah,
10450 George Town,
Pulau Pinang.

Get In Touch

Office Hotline

+604 285 3230


WhatsApp / Call

+6017 971 8188


General Inquiries